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Retail Banking
Overview
Personal and Community Banking targets individuals and all types of companies. Our products and services are tailored to suit our clients needs. Our community branches are based right in the communities and these are: Kalingalinga Branch and Garden Branch. We offer the following services to our Clients: CURRENT ACCOUNTS These come with a cheque book and a free monthly statement. They attract a ledger fee of K 30,000.00 for individuals and 120,000.00 for Companies. SAVING ACCOUNTS These are divided into two categories: 1. Ordinary Savings: Minimum Balance K50,000.00 ,Maintenece Fee: K15,000.00, Below Minimum Fee K20,000.00.Credit interest 2.0% on K500,000.00 and above 2. Extra Capital: Minimum Balance K1000,000.00. No maintainence fee is applied. Below Minimum Fee K20,000.00. Credit interest 2.0% on K1000,000.00 and above FIXED DEPOSIT ACCOUNTS These time deposits have a range of 30, 60, 90 and 180 days. Attractive interest rates apply. OTHER SERVICES Auditor's Report We are able to provide Certificate of Balance and Full Report Standing Orders For standing orders, we cater for internal standing orders, standing orders to other banks, deposit books and treasury bills. Safe Custody We also provide six monthly safe custody services for small packets to large boxes.
Bank Accounts
• Current Accounts
• Fixed-deposit Accounts
• Savings Account
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| :: Today's
Exchange Rates |
| Currency |
We Buy |
We Sell |
| US Dollar ($) |
4,770 |
4,970 |
| UK Pound (£) |
6,928 |
7,249 |
| SA Rand (R) |
509 |
533 |
| Euro (€) |
6,437 |
6,736 |
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| Days |
Low |
High |
Average |
| 91 |
13.00% |
14.00% |
13.58% |
| 182 |
16.00% |
16.00% |
16.00% |
| 271 |
16.99% |
16.99% |
16.99% |
| 364 |
18.50% |
18.75% |
18.52% |
Date: 7 January, 2009 No: 08/2008
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 |
| Period |
Weighted Average |
| 2 Years |
16.57% |
| 3 Years |
16.03% |
| 5 Years |
18.98% |
| 7 Years |
17.20% |
| 10 Years |
18.20% |
| 15 Years |
19.25% |
Date: 7 January, 2009 No: 08/2008
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